HIPOTECASA Browse through this site or look at the HipoteCasa TEN STEPS PLAN
Second house in Catalunya
(Spanish or British)
Direct of seller
(option/ down-payment) Various mortgages
Resident or not
Fiscal registration number (N.I.E. of N.I.F.)
(UK - Spain)
(for house owners)
Gas, water and electricity
(bring or buy)
Bringing a car into Spain
Building it yourself
Last will and testament
Much reported nonsense!
Huis te koop in Tossa de Mar (340.000 euro)
Startpagina Tossa de Mar
Startmenus.nl Spanje begint hier
Poort van Spanje
Buying a piece of land and building your own dream house is becoming increasingly popular as you're able to determine exactly what you want. Before you start building a house however, it's important that you decide on a few things first. That you keep quality in mind, the speed wherewith the house will be build, and making sure that electricity and running water are available.
The cost of land is determined by the location, the view, whether you're building in a city, on the coast or in the countryside. The closer to the coast, the higher the price will be. Even between two towns only ten kilometers apart the difference can be substantial.
While inland a sq meter might cost 40 euros, the same sq meter could cost op to a 1.000 euros on the coastline.
Quality, timetables and the materials you use to build with will influence costs but also local conditions in the area, the design, the kind of house, single or multi story, below the surface or not etc. will determine the final price ticket.
Ask for several quotations and take the time to compare. If you plan on using your own architect ask him to for his opinion.
Licenses, the architect, paperwork and legal dues, electricity poles, water, registering your new house, telephone and VAT are additional expenses that add up and must not be underestimated.
Once the house has been build, you will face yearly bills such as property tax, council bills, insurance fees, and probably also mortgage payments. Other sections of this site deal with different forms of mortgages and their poss and liabilities. The first thing you need to find out is if you're actually allowed to build on the land and secondly what you are allowed to build?
Your local council may tell you that there are no unpaid bills to be met, check where the ground is registered as they may not have access to all relevant information. It's possible other parties may claim the land for costs being made in things like providing water and electricity to the location.
HipoteCasa will enable you to look before you leap and save you from expensive mishaps!