HIPOTECASA Browse through this site or look at the HipoteCasa TEN STEPS PLAN
Second house in Catalunya
(Spanish or British)
Direct of seller
(option/ down-payment) Various mortgages
Resident or not
Fiscal registration number (N.I.E. of N.I.F.)
(UK - Spain)
(for house owners)
Gas, water and electricity
(bring or buy)
Bringing a car into Spain
Building it yourself
Last will and testament
Much reported nonsense!
Huis te koop in Tossa de Mar (340.000 euro)
Startpagina Tossa de Mar
Startmenus.nl Spanje begint hier
Poort van Spanje
When you buy a house you'll probably follow your feelings, if you need to pay a little extra that will not really hold you back. On the other hand, when you sell a house you'll want to know its value, you won't just take the word of only one estate agent.
When you need financing in order to buy a house the property will at first, always be assessed by a person appointed by the bank. This person is in no way to be connected to the estate agent or seller. Almost all banks make use of a list provided by the Spanish central bank stating the names of every approved assessor.
The average estate agent will generally not be on that list, that doesn't keep him from presenting himself as an assessor though. It's true that in reality, he will most likely know what he is talking about but a real assessor will be more concerned with the building as opposed to its location.
An estate agent looks mostly at the economic aspects of the region.
HipoteCasa will enable you to look before you leap and save you from expensive mishaps!